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WebMain Office: 563 Wm. Latham Drive Bourbonnais, IL 60914 Phone 815.937.7447 Fax 815.937.7443 WebDec 14, 2024 · A creditor is someone or something that you owe money to. It can be a real person like a friend or relative, or an entity like a financial institution, credit card issuer, or business. The person who owes money to a creditor is called the debtor. Creditors typically lend money or extend loans, which is why they may also be called the lender. WebJul 30, 2024 · In a Nutshell. If you have a debt that’s been sent to a debt collector, you may be wondering whether you should negotiate with the original creditor or the debt … fazit geothermie