WebApr 6, 2024 · In a top-up plan, you would have to pay the deductible for each claim, while in a super top-up plan you would have to do so only once in a policy year. The concept of … WebSuper top up policies are often understood as a type of top up health insurance plans. This is because super top up health insurance also offers policyholders the option to extend their threshold limit when their medical expenses exceed their current coverage.
Difference Between Top-Up and Super Top-Up Health Plans
WebApr 6, 2024 · In a top-up plan, you would have to pay the deductible for each claim, while in a super top-up plan you would have to do so only once in a policy year. The concept of super top-up and top-up health plans can be better explained with the help of an example. For example, let us assume that your sum insured is 10 lakh rupees with a deductible of ... WebTop-up Health plan Super top-up Health plan 1: This plan provides additional coverage beyond the threshold limit of your existing health insurance. This plan is more or less … helason zamienniki
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WebDec 26, 2024 · The main difference between top-up and Super Top-up is that the deductible amount is cumulative in case of super top-up, but they act as threshold in case of top-up policies for each claim. Deductibles: To activate the Top-Up funds, a policyholder must pay off the deductible in each hospitalization. WebMay 10, 2024 · A super top-up plan covers the total of all hospitalization bills once the deductible is paid. If you think the risk of being hospitalized is more than once in a year, then go for a super... WebAmar (Top-up Plan) Vinay (Super Top-up) 1st claim of the policy year- Rs. 5 lakhs. The claim is covered by the standard health plan. The claim is covered by the standard health plan. 2nd claim of the policy year-Rs. 2 lakhs. Amar will pay the entire amount as he has exhausted his standard health insurance coverage. helasterä marja-terttu